Does Section 8 Do Credit Check

The section 8 program is run by hud.

Does section 8 do credit check.

Therefore landlords must make sure section 8 tenants have a track record of paying their bills in full and on time. In the section 8 rap relocation acquisition policies and rent supplement programs owners may not establish a minimum income requirement for applicants. The section 8 housing choice voucher program is a form of government rent assistance. In 2018 upwards of 5 million people across the country lived in a.

For this reason hud allows landlords to screen prospective tenants. Section 8 housing applicants will deal with private landlords if their application is approved. The purpose of this program is to grant housing choice vouchers to individuals who meet certain criteria. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check.

Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity. Those housing costs include utility expenses. What is section 8 and how does it work. This can include running a credit check.

The credit check may show you a list of employers who have also checked this tenant s credit recently although it does not mean they actually hired the applicant. A section 8 housing choice voucher supplements the cost of renting a house in the private sector. Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance. A credit check can help demonstrate whether an applicant has the ability to pay rent on time.

A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing. Tenants who are eligible for section 8 typically have to spend between 30 and 40 percent of their incomes on overall housing costs. By undergoing the screening process a tenant may have his background and or credit checked. You would have to look further and contact the employer directly to determine the companies where the tenant was actually employed.